These answers apply broadly to the insurance marketplace services we offer at PrimeShield. Use them as a starting point and reach out if you have a question that isn't covered here.
PrimeShield is a multi-carrier marketplace. We help individuals and businesses shop and compare options for life insurance, health coverage, auto and home, annuities, professional liability (including E&O), and specialty lines such as programs for tax firms and small professional practices.
We work with multiple highly rated carriers. Our role is to help you understand the differences between plans and pricing so you can choose the option that fits your coverage goals, budget, and timeline.
Start by submitting a quote request from the appropriate form on this site or by using the contact page. A licensed PrimeShield advisor will review your information, ask any follow-up questions that are needed, and then shop available carriers for you. We summarize the options in plain language and help you compare them side by side.
In most cases, requesting an insurance quote does not directly impact your credit score. Some carriers may use a soft inquiry or additional data as part of their underwriting, but this is not the same as applying for a loan or line of credit. If a particular product has special requirements, we will explain that before you apply.
Often, yes. Many carriers offer package pricing when you combine policies such as auto and home or when a business places multiple coverages with the same company. We can identify when bundling makes sense and when it's better to mix carriers for the best overall value.
Timing depends on the type of insurance and underwriting requirements. Some coverages can be issued very quickly once we have complete information and carrier approval. Others, such as certain life or specialty policies, may require more detailed review. During the quote process, we'll give you a realistic timeline for the specific coverage you're requesting.
For most personal and small business insurance lines, you do not pay a separate fee for our services. We are typically compensated by the insurance carriers. If a particular engagement requires a consulting or placement fee, that will be clearly discussed upfront before you make any decisions.
Yes. If you have an existing policy that you'd like reviewed, we can analyze the current coverage, limitations, and pricing. We'll let you know if it makes sense to keep what you have, adjust it, or move to a new carrier.
We collect only the information necessary to provide accurate quotes and service your policies. Data is encrypted in transit, stored securely, and used solely for insurance and related services. We do not sell your personal information. For more details, please refer to our privacy policy or contact us directly with security questions.
The easiest way to begin is to submit a short quote or contact request through this site or call our office at 1-424-388-0623. We'll confirm your details, outline your options, and walk you through the next steps so you can make a confident decision.